Are you an accomplished saver?
Or is this an area that continues to be a struggle for you?
If it’s a struggle, I suggest that you start small. Every amount counts.
Can you give up a latte each week? Can you set aside $5 per week? This will result in $260 in savings by the end of the year.
To Print Schedule: Give Up A Latte Saving Schedule
Do the holidays stress you out due to the additional expenses? Saving $260 can help the holidays be less of a financial burden on you.
Do you have an emergency fund? If this has been low on your list of priorities, $260 is better than $0.
Do you have credit card debt hanging over your head? If the debt is so overwhelming that you ignore it, paying down $260 will cut it down more than $260 due to the interest you are paying.
Saving for a house? Vacation? Baby? Every little amount counts.