I hope your child enjoys the Valentine’s Day Word Search Printables!
Two years ago I made Scripture Printables that include four different Bible Passages about love. If your child is handing out valentines, print on card stock and cut the four sections. Include candy, a pencil, box of crayons, stickers, chapstick, Play-Doh or whatever goodie your child is excited to give out. Print: Valentine Love Verse Printable
Are you familiar with the 52 Week Money Saving Challenge? I like the idea of a savings challenge, but I am not 100% on board with how it is set up. The typical plan challenges you to save $1 the first week, $2 the second week…until you save $52 the last week of the year. It’s a simple way to save an additional $1,378 in 52 weeks, but I do see how this can be a struggle when December rolls around.
Compare what you are saving the first 4 weeks of the year to the last 4 weeks of the year.
During the first 4 weeks, you save a total of $10. Average: $2.50 per week.
During the last 4 weeks, you save a total of $202. Average: $50.50 per week.
Saving $2.50 per week is probably not a huge struggle. $50.50 per week may be harder to accomplish, especially considering that this takes place in December.
I created a 52-Week Money Saving Challenge Printable back in 2014. The original printable was for the year 2015, but now I have an undated version for you to use any year. You can start this challenge at any point throughout the year.
The original 52-Week Money Saving Challenge ($1 per week, $2 per week, etc.) results in a savings of $1,378 in a year. You will still end up saving $1,378 with this updated challenge, but it will be easier to save when you spread it out.
If you do decide to start this challenge in January, this schedule will be much easier as you will be set up to save the least amount in December. You will save $110 during each 4-week cycle, with an exception of the last 4 weeks of the year. If money is tight in December, you will feel relief! This schedule asks you to save only $58 during the last 4 weeks. You will only have to set aside $8 in your budget to save the last week of the year. $8 is much easier than $52!FREE Printable: 52 Week Money Saving Challenge
I am also including the reverse version of the original challenge. Save $52 the first week, $51 the second week…until you save $1 the last week. Pick the schedule that works best for you.
It can be easier to make saving a priority when you know what your goals are. Writing down your goals can make you feel more accountable. At the bottom of the printable, there is a place to write down your savings goal.
Write down what you are saving for: Mortgage? Vacation? Home updates? College fund? Credit card debt? Feel free to share in the comments:
I had the opportunity to view Jessi’s course and her passion for helping you is so evident. She asks you to commit and not just go through the motions as she wants you to succeed! She wants you to focus on progress, not past failures. She will motivate you to move forward with the best decisions for YOU.
Jessi’s work has been featured on Buzzfeed, Rockstar Finance, TIME/Motto Magazine, Money Saving Mom, and The Penny Hoarder.
I don’t make New Years Resolutions every year, but I instead like to break my goals into smaller time frames. Monthly, weekly, daily…it depends on the goal I want to set or the habit I want to create.
For some goals it’s easier to focus on creating a habit. I wanted to become a morning person and get up before my daughters every morning. By forcing myself to do it for a few weeks straight, I ended up creating a habit of getting up before my girls each day. Once it was a habit, I didn’t even have to think about it every morning. It became my new normal. I’m on a break from it as I have a newborn, but I plan on getting back in the habit in 2017!
When you want a change in a specific area of your life, sometimes annual goal setting is not the answer. Focusing on a mini goal or creating a habit can be a better way to succeed depending on the change you want to make.
Small daily habits can make a big difference over the course of a few weeks, months, or even longer.
Do you have a new habit that you want to create in 2017? One little task or activity that you want to focus on this year?
When I decide what habit I want to create, I find that writing it down and tracking my progress makes all the difference. Once you decide what habit you want to create, find a place to track the habit.
I want to share this free printable habit tracker with you. It’s available in teal or pink. Download and print. Check off each day you complete your task. Place in a prominent place so you can see your daily progress.
If there is ever a time I become a homebody, it’s when I have a newborn in the winter. I tend to stay in and enjoy the quiet days at home. The cold weather doesn’t call out to me. Bundling up three children for outings does not appeal. I prefer to spend much of my winter at home.
I enjoy the cozy days in our home. While I love the look of snow, I don’t like being out in it! A favorite moment of mine each winter is looking out at the first few snowfalls of the year…from the warmth of my home. Our backyard is filled with trees and looking out at the snow-covered trees is just beautiful!
As the holidays approach and as the snow starts falling, we create family memories within our home. I can spend the days looking out at the snow and the evenings sitting by the tree and be happy snuggling with my newborn.
We enjoy decorating our Christmas tree, baking cookies, and reading stacks and stacks of our favorite winter and Christmas books.
I can enjoy these moments, even more, knowing that we are covered – that our home is insured and that we have never had to file a claim. For that I am grateful!
When purchasing a home and having the long list of to-dos, it’s nice to cross “buy home insurance” off the list. I am grateful that we have yet to file a claim, and it’s comforting to know that we are covered in case anything should happen. Once we have a plan in place, our mind can rest easy.
If you want to take the hassle of out insuring your home, look to Esurance. They are ready to help you make smarter, more efficient choices with your insurance. By using their intuitive tools online you are covered from quote to claim. I went through the process to get a quote on my phone and the mobile process was simple and straightforward. Esurance’s modern tools make the task feel effortless.
Focus on spending your time with your family and less time worrying about whether or not you are covered. Check out the smart tools and personalized service at Esurance.com.
This blog post is sponsored by Esurance. From quote to claim, Esurance is working to help you make smarter, more efficient choices with your home and auto insurance. Using state-of-the-art technology, they offer a seamless online and mobile experience along with intuitive tools that help take the hassle out of insurance.
Stop by to see where I link-up my posts each week: Link-Up List