Category: Money Management

How to Save on Children’s Clothing

How to save on children's clothing

Standard Disclosure: In order to support my blogging activities and provide free content on this blog, I may receive a commission if you purchase from the links in this post.

As school approaches, you may start thinking about whether or not your children need new (or used) clothing for fall. My first grader continues to grow taller and taller and I definitely needed to pick up a few items for her upcoming school year!

I typically get a mix of both new and used clothing for my children. While I am continually on the hunt for deals, I have figured out that some items I need to get either new or a higher quality brand. Especially if I want the clothing to last more than one kiddo. I get many of the basics from Target and fill in with other brands.

How to save on children's clothing. Here are tips on how to save on your children's clothing. I will share both stores and a few apps that help you save on children's clothing. This tips will work for back-to-school shopping!

Today I want to share a few tips on how to save on your children’s clothing for back-to-school! I will share both stores and a few apps that help you capitalize on your savings!

  • Before you start shopping take inventory of what you already have! It’s easy to get caught up in great deals or cute styles. Take the time to make a list of what items you actually need.
  • Think through the colors and patterns you are looking for. If you can easily mix and match the clothing, you will not need to purchase as many items. Consider getting a few fun patterns your child likes and fill in with solids from Primary. This year I found a few colorful items at Old Navy. I plan to stay within the same colors as I shop for the rest of my first grader’s fall/winter clothing.
  • It will be too late for this fall, but remember to look at the clearance racks at the end of the season. Look through the summer clearance for next spring/summer’s clothing! You can often find clothing for just a few dollars.

ThredUP

ThredUP is an online consignment shop. They buy and sell high-quality secondhand clothing and accessories. Along with children’s clothing, they also have women’s clothing, shoes, handbags, and more. You can save up to 90% on the clothing. The search tool helps you find exactly what you are looking for. They also include a large amount of New with Tag items. Get $10 off your first order with ThredUP.

If you like the clothing you get from ThredUP join their referral program and share it with your friends. When your friend joins thredUP, they get $10 to spend. You also get $10 to shop after they place their first order. 

Primary

Primary is great for rounding out your children’s wardrobe. They have basics in almost every color you can imagine! I personally would never want to order all of my kiddo’s clothes as solids. I love a good pattern, but it’s nice when you just need something basic and have a specific color that you need.

The clothing is a little more expensive than Target, but they will be worn often because they are basics. Pick a few items based on the colors of the rest of your kiddo’s wardrobe. Some items have 15+ colors to choose from!

I have purchased from Primary and am very happy with both the quality and the color selection. There is always free shipping with no minimum. They also have free 90-day returns. You can save 20% off your first order with code: AFF20PCT

Primary_Kids_Clothing_20_Percent_Off

Ebates

Ebates gives you cash back when shopping online. If you purchase your child’s clothing online, make sure you log into ebates first! In just a few extra seconds you can get cash back on your purchases. It’s the easiest way to make a few extra bucks. (Or a lot if you are making a big purchase).

Before I make ANY purchase online I log into ebates first. I search for the website and find out if there is cash back available. There often is! (Today I typed in Old Navy, Gap, Macy’s, Lands’ End, Carter’s, Amazon, Children’s Place, and Hanna Andersson. They all had cash back…some as high as 8% back.)

I just got a check for $24.40 in the mail this week. I purchased my contact lenses from Walgreens and received 8% back. All I had to do is type “Walgreens” into ebates and I received 8% back on a $200+ purchase!

Some sites give you 1%, 6%, 10%, or even 12% cash back just for going through the ebates site before you shop! You can get $10 to start you off here.

Ebates Coupons and Cash Back

Target

Target is great for all the basics. I have been very happy with their Cat & Jack line as they actually fit my tall girls. If you shop at Target for your clothing, make sure you use the Cartwheel app to help you save even more. 

Target Cartwheel

Target Cartwheel is an app available to use at Target. It’s basically a pick-your-own-coupon app. You select the offers that you want and you get a discount. The list of discounts you can receive is extensive. Many of the deals are 5% or 10% off, but there are also deals from 20-50% off. (I do not remember seeing higher than 50%, but it’s possible there have been higher deals).

I often see deals on children’s clothing in Cartwheel. I recently saved 30% on Cat & Jack shirts. (There are also lots of non-clothing back-to-school deals currently!) I often do a quick barcode scan of most items in my cart before I check out. This helps the savings add up! I saved over $800 with the Cartwheel app (over approximately 4 years).

Here is my more detailed review on How to use Target Cartwheel.

Ibotta

BONUS: Ibotta can help you stock up on back-to-school supplies, food for school lunches, and dorm items! I use this app most often at Target, but occasionally use it at Whole Foods or Hy-Vee. While you will not find clothing deals within the app, you can skim their mobile deals and save while shopping at Amazon, eBay, Groupon, Thrive Market, and more. I used to shop with more savings apps but ended up ditching most to just use mainly Cartwheel and Ibotta. I received over $600 cash back with Ibotta, so you can see why it’s a favorite! Get a $10 welcome bonus here. 

How to save on children's clothing. Here are tips on how to save on your children's clothing. I will share both stores and a few apps that help you save on children's clothing. This tips will work for back-to-school shopping!

What are your best tips for saving on children’s clothing?

Have you looked to see if your favorite stores are on ebates? Check out the percentage you will save on your favorite stores!

Stop by to see where I link-up my posts: Link-Up List

52 Week Money Saving Challenge

Are you familiar with the 52 Week Money Saving Challenge? I like the idea of a savings challenge, but I am not 100% on board with how it is set up. The typical plan challenges you to save $1 the first week, $2 the second week…until you save $52 the last week of the year. It’s a simple way to save an additional $1,378 in 52 weeks, but I do see how this can be a struggle when December rolls around.

52 Week Money Saving Challenge Printables

Compare what you are saving the first 4 weeks of the year to the last 4 weeks of the year.

  • During the first 4 weeks, you save a total of $10. Average: $2.50 per week.
  • During the last 4 weeks, you save a total of $202. Average: $50.50 per week. 

Saving $2.50 per week is probably not a huge struggle. $50.50 per week may be harder to accomplish, especially considering that this takes place in December.

I created a 52-Week Money Saving Challenge Printable back in 2014. The original printable was for the year 2015, but now I have an undated version for you to use any year. You can start this challenge at any point throughout the year.

The original 52-Week Money Saving Challenge ($1 per week, $2 per week, etc.) results in a savings of $1,378 in a year. You will still end up saving $1,378 with this updated challenge, but it will be easier to save when you spread it out. 

If you do decide to start this challenge in January, this schedule will be much easier as you will be set up to save the least amount in December. You will save $110 during each 4-week cycle, with an exception of the last 4 weeks of the year. If money is tight in December, you will feel relief! This schedule asks you to save only $58 during the last 4 weeks. You will only have to set aside $8 in your budget to save the last week of the year. $8 is much easier than $52!52 Week Money Saving Challenge Printables FREE Printable52 Week Money Saving Challenge

I am also including the reverse version of the original challenge. Save $52 the first week, $51 the second week…until you save $1 the last week. Pick the schedule that works best for you.

52 Week Money Saving Challenge Reverse Printable

FREE Printable: 52 Week Money Saving Challenge_Reverse

It can be easier to make saving a priority when you know what your goals are. Writing down your goals can make you feel more accountable. At the bottom of the printable, there is a place to write down your savings goal.

Write down what you are saving for: Mortgage? Vacation? Home updates? College fund? Credit card debt? Feel free to share in the comments:

Why are you saving? What is your goal?

Do you need to establish financial goals, develop a budget and stick to it, kill off debt, and get clear on what your financial picture looks like? Check out the Real Life Money Plan eCourse by Jessi at jessifearon.com.

Here is more info on the course:

  • The course includes 13 video lessons.
  • This is a self-paced online course, which means that you can take this course at your leisure. There is no time restriction on when you can start.
  • There is a 25 page pdf workbook to accompany the course that acts as practical application for the lessons you will learn in the course. 
  • There are bonus trainings that will walk you through setting up a zero-balanced budget and reconciling your bank statements. 
  • There is a 30-day money back guarantee. If you are unhappy for whatever reason, you get a refund. 

She is gifted at encouragement and is an enthusiastic teacher. If you have ANY desire to design a money plan that fits your life, I suggest you check out her eCourse.

I had the opportunity to view Jessi’s course and her passion for helping you is so evident. She asks you to commit and not just go through the motions as she wants you to succeed! She wants you to focus on progress, not past failures. She will motivate you to move forward with the best decisions for YOU.

Jessi’s work has been featured on Buzzfeed, Rockstar Finance, TIME/Motto Magazine, Money Saving Mom, and The Penny Hoarder. 

Don’t forget to PIN this post for later!

52 Week Savings Challenge Printable. Save money every week and track your progress on the printable

Stop by to see where I link-up my posts each week: Link-Up List

Christmas Planner

Get organized this Christmas! Christmas Planner. Holiday Planner.

Are you overwhelmed and stressed every holiday season? That is not the way it should be. A little planning can go a long way and can help us focus on the real meaning of the season: our Savior’s birth!

I encourage you to step back and focus on what matters the most this Christmas. While it can be easy to get caught up in the busyness of the season, I have found that planning ahead and staying organized minimizes the stress. It helps to keep my focus on the real joy of the season and helps me enjoy celebrating with family and friends.

I cannot promise you a stress-free holiday season, but I have a tool to help you get organized this Christmas.

My Christmas Planner is a simple 12 page printable planner. Many of the planners I have come across feel so hectic, so I wanted to create a simple version. I left off many of the pictures and icons to help save your printer ink.

I hope you find it helpful to plan ahead, get organized, stay under budget, enjoy your traditions, and create memories with your family.

Get Organized this Christmas

Get organized and minimize your stress this holiday and Christmas season with this 12 page Christmas Planner printable. Plus: print off the free gift list printable. Includes: Christmas Card List, Recipe List, Notes, Party Planner, Menu Planner, Traditions and Memories, Gift List, To-Do List, Christmas Budget Page, November and December holiday calendars.

The Christmas Planner includes the following pages:

  • Cover Page
  • Gift List – get this page free here!
  • Christmas Card List
  • Party Planner
  • Menu Planner
  • Recipe List
  • Traditions & Memories Tracker
  • Christmas Budget
  • To-Do List
  • Notes Page
  • November Calendar Page
  • December Calendar Page

Get organized and minimize your stress this holiday and Christmas season with this 12 page Christmas Planner printable. Plus: print off the free gift list printable. Includes: Christmas Card List, Recipe List, Notes, Party Planner, Menu Planner, Traditions and Memories, Gift List, To-Do List, Christmas Budget Page, November and December holiday calendars.Get organized and minimize your stress this holiday and Christmas season with this 12 page Christmas Planner printable. Plus: print off the free gift list printable. Includes: Christmas Card List, Recipe List, Notes, Party Planner, Menu Planner, Traditions and Memories, Gift List, To-Do List, Christmas Budget Page, November and December holiday calendars. Get organized and minimize your stress this holiday and Christmas season with this 12 page Christmas Planner printable. Plus: print off the free gift list printable. Includes: Christmas Card List, Recipe List, Notes, Party Planner, Menu Planner, Traditions and Memories, Gift List, To-Do List, Christmas Budget Page, November and December holiday calendars.

If you want to stay organized this holiday season, now is the time to start! 

While the calendar pages are for 2016, the rest of the pages are undated so you will be able to use the planner in future years.

Get your Christmas Planner here!

If you want to try out one of the pages, here is the Christmas Card List from the planner. Get the free PDF here. 

Christmas Gift List Printable

How do you plan to get organized this Christmas?

Get organized and minimize your stress this holiday and Christmas season with this 12 page Christmas Planner printable. Plus: print off the free gift list printable. Includes: Christmas Card List, Recipe List, Notes, Party Planner, Menu Planner, Traditions and Memories, Gift List, To-Do List, Christmas Budget Page, November and December holiday calendars.

Stop by to see where I link-up my posts each week: Link-Up List

Why I Started a Blog

Why I Started a Blog

Standard Disclosure: In order to support my blogging activities and provide free content on this blog, I may receive a commission if you purchase from the links in this post.

I don’t often post about blogging and other business, but today I am going to stray from my usual topics. I wanted to take a few minutes to let you know WHY I started a blog in the first place.

Even before my husband and I got married, we talked about our shared desire to have me stay at home when we had children. This was very important to us and from the start, we made many of our financial decisions based on this. We saved much of our income when we were first married and had two full-time incomes coming in.

We now live primarily on one income. It’s not always easy and we have to make sacrifices often.

While I have been home for the last 5 years, I have been blessed with a few side projects (many with my previous employer) over the years. With each temporary job, we put the income in savings. The savings has helped with medical bills, car and home repairs, and other things outside our day-to-day living expenses. We have also been able to build up our children’s education fund, as our main goal is to pay for a Christian education for them. (A majority of our financial decisions are made with this sole goal in mind – their Christian education.)

Why I Started a Blog

I started my blog two years ago for two main reasons.

  • I wanted to create an early morning habit and the blog held me accountable to waking up early.
  • I wanted to find a way to contribute financially to our family, to build our savings, and to grow our daughters’ education fund. I was only looking to do something flexible that would allow me to “work” completely on my own schedule. Blogging is not typically a fast way to make money, but I knew that there was potential in it if I was willing to put in the time and effort.

Here is the thing: I would NEVER have thought of myself as an entrepreneur. I never thought of myself as creative. I never considered owning a business or making income on the side.

Shortly after I started blogging, I realized that I enjoy this! I was excited with the potential that working online has. There is SO much to learn, but I love researching and learning. I quickly found that my favorite parts of blogging include the design, the back-end of the site, strategy, connecting with other bloggers, and learning. The actual writing part is further down the list!

  • Have you ever considered starting a blog?
  • Do you currently have a blog?
  • Do you have dreams to work from home?
  • Do you want to take your current blog to the next level?
  • Do you desire to make money on the side while staying at home?
  • Do you have a small side business, but want to know how to take it up a notch by adding a blog to help your business?

If this is you, I want to share a few free resources with you. The resources are from Ruth Soukup of Living Well Spending Less and Elite Blog Academy.

Goal Setting Workbook for Bloggers
Blog Structure Blueprint
7 Surefire Ways to Boost Your Blog Income Overnight

Sign up to be notified with Elite Blog Academy is open for enrollment. It’s just once per year!

 

If you want to see what the process of setting up a blog is like: check out my step-by-step guide here. I have used Bluehost for my blog for almost 2 years now and have been 100% happy with them! Just a few days ago, I renewed for another two years.

You can also check out my list of Blogging Tools & Resources to see what I currently use on my blog.

Sign up for my Blogging Tips & Resources Newsletter.

blogging-tips-and-resources-newsletter

If you have considered starting a blog, I invite you to start one today. Make sure you share your blog name with me so I can check it out!

Why I Started a Blog

Stop by to see where I link-up my posts each week: Link-Up List 

Get Organized this Christmas

Christmas Planner.

The holiday season can bring overwhelm and stress, but that is not the way it should be. A little planning can go a long way and can help us focus on the real meaning of the season: our Savior’s birth!

I cannot promise you a stress-free holiday season, but I can encourage you to step back and focus on what matters the most. While it can be easy to get caught up in the busyness of the season, I have found that planning ahead and staying organized minimizes the stress. It helps to keep my focus on the real joy of the season and helps me enjoy celebrating with family and friends.

I am excited to share my Christmas Planner with you. It’s a 12 page printable planner that is available here. Many of the planners I have come across feel so hectic, so I wanted to create a simple version. I left off the pictures and icons to help save your printer ink.

I hope you find it helpful to plan ahead, get organized, stay under budget, enjoy your traditions, and create memories with your family.

Get Organized this Christmas

Get Organized this Christmas

The Christmas Planner includes the following pages:

  • Cover Page
  • Gift List
  • Christmas Card List
  • Party Planner
  • Menu Planner
  • Recipe List
  • Traditions & Memories Tracker
  • Christmas Budget
  • To-Do List
  • Notes Page
  • November Calendar Page
  • December Calendar Page

If you want to try out one of the pages, here is the Christmas Card List from the planner. Print free PDF here. 

Get Organized this Christmas with the Christmas Planner

How do you plan to get organized this Christmas?

 

Stop by to see where I link-up my posts each week: Link-Up List